Statutory Credit Report Explained Apr 2026

Under the Consumer Credit Act 1974 and GDPR , every UK resident has the right to access this information.

It lacks advice on how to improve your score. Statutory Credit Report | Experian statutory credit report explained

Records of hard and soft credit checks from the last two years. Under the Consumer Credit Act 1974 and GDPR

Links to people you share joint accounts with. statutory credit report explained

Name, current/previous addresses, and date of birth.

It typically covers the last six years of your financial activity.

It does not include the three-digit number representing your rating.