Starting The Home Buying Process -

Look for an agent who acts as your "quarterback," coordinating with lenders and inspectors. Define Needs vs. Wants:

Your agent will help you draft a purchase agreement with contingencies (e.g., inspection or financing). Home Inspection and Appraisal:

Before looking at houses, you must look at your bank account to avoid emotional decision-making . starting the home buying process

Unlike pre-qualification, a pre-approval requires verified documentation (pay stubs, tax returns) and is essential for making a serious offer. Phase 2: Building Your Team and House Hunting

While 20% is ideal to avoid Private Mortgage Insurance (PMI) , some programs like FHA only require 3.5%. Look for an agent who acts as your

Your lender performs a final check of your finances to officially approve the loan.

You’ll sign final documents, pay your down payment and closing costs, and officially receive the keys. The Homebuying Process for First-Time Homebuyers Home Inspection and Appraisal: Before looking at houses,

Once you know what you can afford, it’s time to start the search.