: Typically require a minimum credit score of 620 and a 3% to 5% minimum down payment.
: Effective April 1, 2026, low-income borrowers in rural areas may qualify for a 5.00% fixed interest rate, potentially as low as 1% with payment assistance. Down Payment Assistance (DPA) Programs mortgage washington
: Available to veterans and active military members with $0 down payment and no monthly mortgage insurance. : Typically require a minimum credit score of
Rates have remained relatively steady recently, showing a slight decrease from previous peaks. : 6.28% APR. 15-Year Fixed-Rate Mortgage : 5.49% APR. 5-Year Adjustable-Rate Mortgage (ARM) : 6.38% APR. FHA 30-Year Fixed : 5.99% (6.72% APR). VA 30-Year Fixed : 5.80% (5.80% APR). Washington State Mortgage Options mortgage washington
