Many older economic papers are archived and accessible via JSTOR with institutional access.
Entering the authors' names and the year '97 often brings up the direct citation and PDF links.
If you are looking for the readable PDF version rather than the compressed RAR file, you can find it through official academic repositories:
Generally related to monetary history , banking , or economic growth in the late 19th or early 20th century. How to Access the "Proper" Paper
While the exact title depends on the specific database this file was pulled from, "m001ch97" typically refers to: NBER Working Paper Series.
Search for the specific paper number (e.g., Working Paper 1) on the NBER official site.
In many instances, files with this naming convention (Chapter 1 of a specific volume) refer to works by authors like Michael D. Bordo or Anna J. Schwartz in historical economic contexts.