Copay: Insurance

An (or copayment) is a fixed, predetermined amount you pay out of pocket for a covered healthcare service or prescription at the time you receive it. It is a form of cost-sharing that allows you to pay a smaller portion of the total cost while your insurance company covers the remainder. 1. How Copays Work

Higher cost for expertise (e.g., cardiologist, dermatologist). Moderate/High Middle ground between a routine visit and emergency care. Emergency Room Discourages use of the ER for non-emergencies. Prescriptions insurance copay

: You usually pay the copay upfront at the doctor's office or pharmacy. An (or copayment) is a fixed, predetermined amount

: Some drug manufacturers offer "copay cards" or coupons to help lower the cost of expensive brand-name medications. An (or copayment) is a fixed