As of April 1, 2026, banks must update credit scores (CIBIL) every 7 days instead of monthly for better real-time tracking.
Banks are transitioning from an "incurred loss" model to a forward-looking ECL framework , aligning with global IFRS 9 standards. Indian banking sector
The RBI officially cancelled Paytm Payments Bank's licence on April 24, 2026, due to persistent compliance failures, signaling a zero-tolerance policy for governance lapses. As of April 1, 2026, banks must update
Lending is expanding at a healthy rate of 10.4%–11.3% for FY26, driven by retail credit and manufacturing. 2. Major Regulatory Reforms (April 2026) As of April 1
As of April 2026, the Indian banking sector is on its strongest footing in decades , characterized by high capital buffers, record profitability, and asset quality at multi-decade lows.