Home Buying Guide | Pdf

Distinguish between "needs" (3 bedrooms, good school district) and "wants" (granite countertops, hardwood floors). Phase 3: The Search & The Offer

A pre-approval letter tells sellers you’re a serious buyer with backed funding. In a competitive market, you can't win without one. Phase 2: Building Your Team home buying guide pdf

Before you hit Zillow, you need to know what you can actually afford. Phase 2: Building Your Team Before you hit

Don't be afraid to ask for closing cost credits or repairs if the house needs work. Phase 4: Due Diligence Once an offer is accepted, you enter "Escrow." Pro tip: Do not make any large purchases

This is the final deep dive into your finances by the lender. Pro tip: Do not make any large purchases (like a new car) or open new credit cards during this time! Phase 5: Closing Day

Once the deed is recorded, the house is officially yours.

Your agent will help you determine a fair price based on "Comps" (recent sales of similar homes nearby).