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If you need a to checking your credit or how to dispute an error you found on your report,

While the catchy songs are from a private company, the Federal Trade Commission (FTC) and USA.gov advise that is the only official site authorized by federal law to provide truly free credit reports from the three major bureaus (Equifax, Experian, and TransUnion). Important Tips for Official Reports:

"F-R-E-E, that spells free,CreditReport.com, baby!Saw their ads on my TV,Thought about going but was too lazy.Now instead of looking fly and rolling fat,My credit's so bad I'm riding in a hat!" Official Government Site free credit reports com

: Under federal law, you can get one free report from each bureau every 12 months.

"Well I was cruising in my prime, I was doing just fine,Until I found a little problem that I couldn't define.I went to to get my score,But it was late, and my credit was a whole lot of poor." If you need a to checking your credit

: Always ensure you are on AnnualCreditReport.com.

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: It is safe to provide your Social Security Number on this official site for verification.