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: A New York Fed report investigating why banks often avoid this tool due to "stigma"—the fear of being perceived as financially weak—and how this persistent issue affects financial stability.

If you are looking for a research paper on the , a key safety valve for the banking system, here are the most recent and relevant studies:

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: This paper explores how bank size, financial condition, and reserve levels influence the decision to borrow from the window.

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: Analyzes borrowing patterns during periods of relative calm, showing that banks with fewer reserves and more fragile liabilities are primary users. 2. Physical Window Coverings: Discount Paper Options : This paper explores how bank size, financial

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