Home Buying Program - Dc37

: Through a partnership with the Municipal Credit Union (MCU) , members can buy a home with as little as 3% down and receive a 0.25% mortgage rate discount using promo code DC37 . Professional Support Services

: Qualify for grants of up to $15,000 for down payments or closing costs on one- to four-family homes, co-ops, or condominiums within the five boroughs.

: One-on-one sessions help members repair credit, prepare for mortgage pre-approval, and understand the "hidden" costs of ownership like maintenance and utilities. dc37 home buying program

The program provides expert guidance to ensure members are legally and financially prepared for a purchase.

The is a comprehensive support system designed to help NYC union members navigate the path to homeownership. Established as a partnership between DC 37, the NYC Department of Housing Preservation and Development (HPD) , and Neighborhood Housing Services , it offers financial assistance, legal representation, and educational resources. Financial Assistance & Grants : Through a partnership with the Municipal Credit

: As of mid-2025, the HomeFirst program expanded eligibility to households earning up to 120% of the Area Median Income (AMI) .

Eligible members can access substantial financial aid to lower the upfront costs of buying a home. The program provides expert guidance to ensure members

: Through Municipal Employees Legal Services (MELS) , members receive free legal representation for home closings, which can save an average of $2,000 in legal fees .