Credit Reports Scores -

: Lists of companies that have requested to see your credit report (hard and soft inquiries). Key Components of Credit Scores

: Legal financial events like Chapter 7 (10 years) or Chapter 13 (7 years) bankruptcies. credit reports scores

The most common scoring models are (300–850 range) and VantageScore® . Your score is typically calculated based on five factors: Free Credit Reports - FTC Consumer Advice : Lists of companies that have requested to

: Your name, variations of your name, past and current addresses, phone numbers, Social Security number, and employment history. Your score is typically calculated based on five

Credit reports are maintained by three major bureaus—, Experian , and TransUnion . They include:

: Details of open and closed accounts, including credit cards, auto loans, mortgages, and student loans. Payment History : Records of on-time or late payments.