Hard vs Soft Inquiries: Different Credit Checks - TransUnion
Soft inquiries happen when your credit report is checked for reasons not related to a formal credit application. credit checks
Understanding the difference between the two main types of inquiries— and soft —is essential for protecting your credit score. 1. Hard Inquiries (Hard Pulls) Hard vs Soft Inquiries: Different Credit Checks -
: These typically lower your credit score by a few points (usually fewer than five). credit checks