The landscape of California home buying programs is currently defined by the state’s massive effort to bridge the affordability gap through innovative, albeit competitive, financial assistance. The "proper story" today is less about standard mortgages and more about and targeted Down Payment Assistance (DPA) . The Flagship: California Dream For All

Because it is so popular—likened by some to "buying Taylor Swift tickets"—applicants are now chosen via a randomized drawing rather than first-come, first-served.

Up to 20% of the home’s purchase price (capped at $150,000) for a down payment or closing costs.