Buy Down Points Mortgage Today

: If you have surplus funds after your down payment and closing costs, "buying" a lower monthly payment can improve your long-term cash flow. When It Is Not Worth It

: It is a strong financial move if you plan to keep the loan long enough to reach the "break-even point" . This is when the monthly savings from the lower rate finally exceed the initial cost of the points. buy down points mortgage

: Find the difference between the monthly payment at the higher rate and the lower rate. : If you have surplus funds after your