: Research from the Consumer Federation of America indicates significant racial premium gaps and unaffordability, with drivers in certain ZIP codes paying much higher rates based on credit history rather than driving record alone. Finding Affordable Coverage
: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. auto insurance washington d.c.
: $25,000 per person / $50,000 per accident. : Research from the Consumer Federation of America
Auto Insurance in Washington, D.C.: Rates and Requirements Washington, D.C., is currently facing one of the most expensive auto insurance markets in the United States, with average full-coverage premiums reaching , an 18% increase from the previous year according to reports from DC News Now . Current Legal Requirements : $25,000 per person / $50,000 per accident