Average of $773 annually (approx. $64/month). Geographic Impact: Most & Least Expensive States
Location remains a primary pricing factor, with state regulations and local risk levels (like traffic density or theft rates) creating wide variations. State Category auto ins rates
Insurers use complex algorithms to assess your risk profile. While some factors are out of your control, others can be managed. Primary Factors that Affect Auto Insurance Rates Average of $773 annually (approx
Representative States & Average Annual Rates (Full Coverage) auto ins rates
According to The Zebra , your choice of coverage level significantly dictates your baseline cost: