Apple Buy Now Pay Later Apr 2026

: This remains one of the best ways to buy Apple products. It offers 0% APR on eligible items and gives you 3% Daily Cash back up front.

: If available, you will see a list of installment plans from your bank or providers like Affirm .

If you are specifically looking to buy a new iPhone, Mac, or iPad, Apple still offers its own dedicated financing through the : apple buy now pay later

: Tap the Apple Pay button at checkout in an app or online.

: You can now access Affirm and other lenders directly during checkout. : This remains one of the best ways to buy Apple products

If you have been looking for the proprietary "Apple Pay Later" service in your Wallet app lately, you might have noticed it has disappeared. As of , Apple officially discontinued Apple Pay Later in the U.S. to make way for a more global, third-party integrated approach.

: Many banks now offer their own "pay later" plans. If your card is eligible, a Pay Later hint will appear under your card in the Wallet app during checkout. If you are specifically looking to buy a

: Unlike the original service which was U.S.-only, this new system allows Apple to bring flexible payments to users worldwide by partnering with local banks. How to Use Installments with Apple Pay Today