: Even if the message includes a reference code, avoid clicking any links or calling provided numbers.

No matter what story you get, here are ways to avoid text scams: Don't reply to unexpected text messages. It could lead to a scam. Consumer Advice | Federal Trade Commission (.gov)

: Professional organizations rarely send messages with poor grammar or suspicious formatting, like unusual spacing before punctuation.

: You can forward suspicious texts to 7726 (SPAM) to help carriers block fraudulent senders.